Automated underwriting technology vendor recognized as leading the industry.

COSTA MESA, CA – September 5, 2007 - PriceMyLoan (PML) has been chosen to provide automated underwriting and loan pricing technology for Capital Direct Financial. After researching various technology vendors, the Orange County, California-based mortgage lender made their selection in part because of recommendations from business partners and colleagues and the recognition that PML has achieved as the industry's leading provider of automated underwriting technology.

PML is a web-based, private-label automated underwriting and loan pricing system designed for correspondent lenders. PML provides an online channel for mortgage originators to accurately determine loan eligibility and pricing utilizing live credit report data and direct uploads from LOS software. PML is a full-service system that supports multiple investor product lines across a broad spectrum of product types, from FHA to nonprime.

The full-service component of PML removes the maintenance and labor required to update investor guidelines and pricing, placing the responsibility firmly on the shoulder of PML's staff. All changes pass through a rigorous testing and review process and are immediately deployed to all PML clients, ensuring that eligibility and pricing results are current and up-to-date.

"It's a simple fact that in order to be successful as a lender, you need to have an AUS (automated underwriting system) to compete," remarked John Armstrong, marketing manager for Capital Direct Financial. "An AUS allows us to improve accuracy and increase the speed of processing a loan. After conducting our research for an AUS, we saw that quite a few of the well established lenders that we knew were already using PriceMyLoan."

In July this year, PML was recognized by SourceMedia's Mortgage Technology magazine as a Top 50 mortgage technology provider, reflecting the success that has driven more than 120 lenders to implement their automated underwriting and loan pricing technology. Capital Direct Financial quickly realized this in their discussions with industry partners and colleagues.

"Our evaluation process involved extensive due diligence with existing clients of vendors," says Armstrong. "Every PML client we talked to was enthusiastic about their results. Especially with the market the way it is right now, they were grateful to have PML because it was able to keep up with all the guideline changes and investor turnover and still maintain an extremely high level of accuracy. Our own testing showed that to be true."

About PriceMyLoan
PriceMyLoan is a proprietary product of Insight Lending Solutions (ILS). Founded in 2002, ILS provides web-based application service for the mortgage lending industry and software as a service (SaaS) to its clients to enhance productivity, reduce IT dependency, and accelerate time-to-value for mortgage companies. Combining advanced technology development using XML and MISMO standards with high-quality service, ILS provides its clients with solutions that result in reduced loan cycle times, improved pull through rates, and a lowered total cost of software ownership. For more information, please visit www.pricemyloan.com.

About Capital Direct Financial, Inc.
Capital Direct Financial (www.cdfi-us.com) was founded in 2006 and is one of the nation's fastest growing wholesale mortgage lenders. They combine state of the art technology with exceptional client support. Located in Rancho Santa Margarita, CA, Capital Direct Financial, processes loans on a wholesale basis and offers a full range of Prime, Alt-A, Non-Prime and Niche loan products. Their corporate retail division, www.cdfr-us.com, is committed to providing their borrowers with extraordinary products and service specifically designed to provide the best options available today. For more information, call (866) 635-7911 or visit www.cdfi-us.com.

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Contact: Linn Cook
PriceMyLoan
(714) 957-6335
lncook@pricemyloan.com
www.pricemyloan.com